The potential for the scammers comes with any new form of communication. Spam texts and text scams can be an unwelcome intrusion into privacy, and could potentially create havoc in your life if you fall for them. SMS scams generally have the same goal: stealing your money by getting your people around the globe connecting instantly to their fingertips now. Plus, they’re still evolving. The Scam Tracker programme of the Better Business Bureau added 47,567 separate text scams to its 2019 scam-tracking program. Here’s how to identify a spam text that will protect you, your friends and family.
It’s alarming to hear news of a family crisis. If you were to receive a text asking for help from a random number, you may be inclined to send money to an unverified destination in case it might benefit a loved one. Family crisis text scams use this technique to manipulate users into believing that a family member is at risk — and that they need to send money to remedy the situation.
If money is involved, then err on the cautionary side and proceed with scepticism. You are possibly are experiencing a SMS scam.
Uber Text Scam
Despite not having recently signed up for the service, many people have reported receiving mysterious and unsolicited text messages with Uber confirmation codes. These occur when someone tries to create your text message with an Uber account. Telephone numbers must be verified through text message, which is when the text of confirmation is sent.
Since the text message goes to you, and not to the scammer, the scammer can not confirm the account and use your number. Respond STOP to end those text messages.
Text Refund Scam
Another common scam for the text comes in the form of a text refund. Basically, you will receive a message saying you’ve been overloaded for a service — many text scams use the guise of a provider of telephone services. If you provide your information on direct deposit, the text will then offer to refund you.
Sounds great, doesn’t it? Nope! Nop! If you send in your bank details, whoever scams you will be able to access your routing and account number and steal from you. Never send information concerning banking by unsecured means.
Paypal Text Scam
Paypal text scam Paypal is common territory for scammers looking for SMS message phishing of personal information. The fraudsters will often tell you that if you take certain actions, your account is in danger of being deleted. Or, they may ask you to provide an item’s tracking number before you receive the payment into your account. Remember, don’t provide any sensitive information such as this unless you are directly on a secure Paypal website version. You won’t be asked by Paypal for information such as your credit card number, bank account number or driver licence number over text message. You can report the spam to Paypal directly at email@example.com.